You can choose these best post office plans based on your personal needs and financial goals.

Top 5 schemes of post office:

Know about all these post office schemes which can be a good option for investors of all ages and risk profiles.

• Minimum investment: is ₹500/year. • Maximum investment: ₹1.5 lakh/year. • The current interest rate: is 7.1% p.a.

1- Public Provident Fund (PPF)

• Minimum investment: ₹250/year. • Maximum investment: ₹1.5 lakh/year. • Current interest rate: 8% p.a.

2- Sukanya Samriddhi Yojana (SSY)

• Minimum investment: is ₹100/year. • Maximum investment: no maximum limit • The current interest rate: is 7.7% p.a.

3- National Savings Certificate (NSC)

• Minimum investment: is ₹1000/year. • Maximum investment: 15 lakh/year. • The current interest rate: is 8.2% p.a.

4- Senior Citizen Savings Scheme (SCSS)

• Minimum investment: is ₹1000/year. • Maximum investment: ₹4.5 lakh/year. • The current interest rate: is 7.1% p.a.

5- National Savings Monthly Income Scheme (MIS)

These post office schemes offer tax benefits along with attractive interest rates. These are good for investors with low-risk appetite.

Let us know the List of the latest interest rates offered by the top 5 banks in India as of September 2023.

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