Sukanya Samriddhi Yojana

Let us know what is Sukanya Samriddhi Yojana? And what changes has the government made in this?

Sukanya Samriddhi Yojana is a savings scheme of the Government of India. Sukanya Samriddhi is one of the post office small savings schemes.

Sukanya Samriddhi Yojana is supported by the Government of India for parents to create a fund for their daughter's future education and marriage expenses.

This scheme was launched on 22 January 2015 by Prime Minister Narendra Modi under the Beti Bachao, Beti Padhao campaign.

At present, the interest rate of 7.6 percent is being offered by the government on Sukanya Samriddhi Yojana.

Sukanya Samriddhi Yojana Details

See what 5 major changes have been made by the Government of India in the Sukanya Samriddhi Yojana?

1- Third daughter benefits Earlier the account can be opened for only two daughters. Now this benefit will also be available in case of twin daughter or three daughters together

2- Account closure rule Earlier sukanya samriddhi account could be closed on death of daughter or change of address. Now the account can be closed even on life-threatening illness.

3- Default Acc Earlier, if the minimum amount of Rs 250 was not deposited in the account every year, then the account would have defaulted. Now interest will be given till maturity.

4- Running the account The age limit has now been increased from 10 years to 18 years. Only the guardian of the daughter will be able to operate the account till the age of 18 years.

5- Interest Under the new rule, if the wrong interest is deposited in the account, then there will be no refund. Annual interest will be credited at the end of every financial year.

Sukanya Samriddhi Yojana account can be opened in any authorized Indian bank or any branch of Indian Post Office.

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